WEBSITE
– TERMS OF USE AND PRIVACY POLICY
TERMS OF
USE
Welcome
to our website. If you continue to browse and use this website you are agreeing
to comply with and be bound by the following terms and conditions of use, which
together with our privacy policy govern The Mortgage Brain relationship with
you in relation to this website.
The term “The
Mortgage Brain” or “us” or “we” refers to the owner of the website whose
registered office is Morgans Court, The Courtyard, Severn Drive, Tewkesbury,
Glos, GL20 8GD. The term “you” refers to the user or viewer of our website.
The use
of this website is subject to the following terms of use:
· The
content of the pages of this website is for your general information and use
only. It is subject to change without notice.
· Neither
we nor any third parties provide any warranty or guarantee as to the accuracy,
timeliness, performance, completeness or suitability of the information and
materials found or offered on this website for any particular purpose. You
acknowledge that such information and materials may contain inaccuracies or
errors and we expressly exclude liability for any such inaccuracies or errors
to the fullest extent permitted by law.
· Your
use of any information or materials on this website is entirely at your own
risk, for which we shall not be liable. It shall be your own responsibility to
ensure that any products, services or information available through this
website meet your specific requirements.
· This
website contains material which is owned by or licensed to us. This material
includes, but is not limited to, the design, layout, look, appearance and
graphics. Reproduction is prohibited other than in accordance with the
copyright notice, which forms part of these terms and conditions.
· All
trademarks reproduced in this website, which are not the property of, or
licensed to the operator, are acknowledged on the website.
· Unauthorised
use of this website may give to a claim for damages and/or be a criminal
offence.
· From
time to time this website may also include links to other websites. These links
are provided for your convenience to provide further information. They do not
signify that we endorse the website(s). We have no responsibility for the
content of the linked website(s).
· You
may not create a link to this website from another website or document without The Mortgagebrain's prior written consent.
· Your
use of this website and any dispute arising out of such use of the website is
subject to the laws of England and Wales.
PRIVACY
POLICY
This
privacy policy sets out how “The Mortgage Brain” uses and protects any
information that you give “The Mortgage Brain” when you use this website.
“The
Mortgage Brain” is committed to ensuring that your privacy is protected. Should
we ask you to provide certain information by which you can be identified when
using this website, then you can be assured that it will only be used in
accordance with this privacy statement.
“The
Mortgage Brain” may change this policy from time to time by updating this page.
You should check this page from time to time to ensure that you are happy with
any changes. This policy is effective from 09-02-2010.
What we collect
We may
collect the following information:
· name
and job title
· contact
information including email address
· demographic
information such as post code, preferences and interests
· other
information relevant to customer surveys and/or offers
What we do with the information we gather
We
require this information to understand your needs and provide you with a better
service, and in particular for the following reasons:
· Internal
record keeping
· We
may use the information to improve our products and services.
· We
may periodically send promotional emails about new products, special offers or
other information which we think you may find interesting using the email
address which you have provided.
· From
time to time, we may also use your information to contact you for market
research purposes. We may contact you by email, phone, fax or mail.
· We
may use the information to customise the website according to your interests.
Security
We are
committed to ensuring that your information is secure. In order to prevent
unauthorised access or disclosure we have put in place suitable physical,
electronic and managerial procedures to safeguard and secure the information we
collect online.
How we
use cookies
A cookie
is a small file which asks permission to be placed on your computer's hard
drive. Once you agree, the file is added and the cookie helps analyse web
traffic or lets you know when you visit a particular site. Cookies allow web
applications to respond to you as an individual. The web application can tailor
its operations to your needs, likes and dislikes by gathering and remembering
information about your preferences.
We use
traffic log cookies to identify which pages are being used. This helps us
analyse data about web page traffic and improve our website in order to tailor
it to customer needs. We only use this information for statistical analysis
purposes and then the data is removed from the system.
Overall,
cookies help us provide you with a better website, by enabling us to monitor
which pages you find useful and which you do not. A cookie in no way gives us
access to your computer or any information about you, other than the data you
choose to share with us.
You can
choose to accept or decline cookies. Most web browsers automatically accept
cookies, but you can usually modify your browser setting to decline cookies if
you prefer. This may prevent you from taking full advantage of the website.
Links to other websites
Our
website may contain links to enable you to visit other websites of interest
easily. However, once you have used these links to leave our site, you should
note that we do not have any control over that other website. Therefore, we
cannot be responsible for the protection and privacy of any information which
you provide whilst visiting such sites and such sites are not governed by this
privacy statement. You should exercise caution and look at the privacy
statement applicable to the website in question.
Controlling
your personal information
You may
choose to restrict the collection or use of your personal information in the
following ways:
· whenever
you are asked to fill in a form on the website, look for the box that you can
click to indicate that you do not want the information to be used by anybody
for direct marketing purposes
· if
you have previously agreed to us using your personal information for direct
marketing purposes, you may change your mind at any time by writing to or
emailing us at “info@themortgagebrain.net”
We will
not sell, distribute or lease your personal information to third parties unless
we have your permission or are required by law. We may use your personal
information to send you promotional information about third parties which we
think you may find interesting if you tell us that you wish this to happen.
You may
request details of personal information which we hold about you under the Data
Protection Act 1998. A small fee will be payable. If you would like a copy of
the information held on you please write to The Mortgage Brain, 25 Park Road, Gloucester,
GL1 1LH.
If you
believe that any information we are holding on you is incorrect or incomplete,
please write to or email us as soon as possible, at the above address. We will
promptly correct any information found to be incorrect.
