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Affordability Calculator

Your new build mortgage journey, in association with Barratt Homes

Stress-free new build mortgages, from enquiry to moving day.
1. Find out what you could borrow in 30 seconds:
£
£

Already know what you can afford?

Skip to full assessment

* Your information is encrypted and handled in line with UK data protection law.

Rated 4.9/5 Google
FCA Regulated
Multi-award-winning

Your full assessment starts here

Complete the assesment and we'll be in touch with your mortgage options.
how it works

4 simple steps

4 steps to finding the right new-build mortgage that is right for you
1
Check your affordability
See what you could borrow in seconds.
2
Complete your assessment
A few more details so we can match you properly.
3
We'll review your details
Your circumstances checked against 90+ lenders.
4
Speak to a specialist
A dedicated new-build adviser calls you back.
EXPERT ADVICE, PERSONAL SUPPORT

Why Choose The Mortgage Brain?

FCA Regulated
Fully authorised and regulated, so your mortgage advice comes with proper consumer protection behind it.
Rated 4.9 on Google
Hundreds of new-build buyers have already found their mortgage with us, and told us about it.
Whole of market
We're not tied to one lender, so you get the deal that actually suits you, not the one that suits us.
New Build Experts
New-build mortgages work differently. Our advisers deal with them every day, not occasionally.

The Mortgage Brain is a trading style of Elmco Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our Financial Services Registration number is: 445887. © The Mortgage Brain 2013 – Registered in England No 04821075, HATS Gloucester Ltd, 48 Hucclecote Road, Gloucester, GL3 3RS.

We do not charge a fee for a mortgage consultation. There may be a fee for arranging your mortgage. The precise amount depends on your circumstances. However, it will be no more than £495 or 1% of the advance-whichever is greater. Your home may be repossessed if you do not keep up repayments on your mortgage The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. www.fca.org.uk

To help us maintain high standards of service and for training, monitoring, and compliance purposes, calls to and from our offices may be recorded. These recordings may be used to: Confirm instructions or information provided. Monitor service quality. Comply with legal or regulatory obligations. Assist with the prevention or detection of fraud and other crimes. Call recordings are stored securely and are only accessible by authorised personnel. They are retained in accordance with our data retention policy and applicable laws. For more information, please see our Privacy Notice or contact our Data Protection Officer.

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