Archives: Guides

Mortgage Guarantee Scheme

If you are looking to buy with a 5% deposit on properties costing a maximum of £600,000, you will be able to apply for a 95% loan to value (LTV) mortgage with participating lenders offering a government backed mortgage guarantee scheme. The scheme is open until 31 December 2022. Find our more about the Mortgage Mortgage Guarantee Scheme

Government Help to Buy Scheme

Is the Current Help to Buy Scheme Right for Me? Most Importantly: To be eligible for Help to Buy: Equity Loan (2021-2023): you must be a first-time buyer of a new build home and you buy must be within the relevant regional price cap. Is My Income Important? There is no maximum household income level. However, Government Help to Buy Scheme

What is a Buy to Let Mortgage?

Buy to Let over a Standard Mortgage Deal If you are buying a second property for the purposes of securing a rental income then you need to apply for a different type of mortgage. This mortgage is known as Buy to Let and it is a legal requirement should you be renting the property out What is a Buy to Let Mortgage?

First Time Buyers Mortgage

First Time Buyers Concerns It can be daunting. So many deals, so many lenders. Just how do you choose the right mortgage when you are first time buyers? Whether you look online and do it yourself or choose to use a mortgage broker, finding a mortgage when you haven’t yet got one foot on the First Time Buyers Mortgage

Help to Buy Mortgage for New Build Homes

Help to Buy Options on New Build Homes Mortgages are costly in two ways. Houses are expensive and the deposit requirement is often unrealistic for buyers of new homes. If you are looking for new home developments that are available for purchase with the Help to Buy scheme, then please do contact us for help. Help to Buy Mortgage for New Build Homes

How to Find The Best Mortgage Rates

How to Find The Best Mortgage Rates on The Uk Market There are so many mortgages out there and the rates are often varied. A variable rate, a fixed rate, what rate will best suit you? Just because there is a fantastic rate with a lender that you recognise it doesn’t automatically mean it’s great How to Find The Best Mortgage Rates

Mortgage Broker

How do I Know if I Need a Mortgage Broker? It has to be said that no-one needs a mortgage broker. It’s rather more a question of want. When we say that you don’t need a broker, we mean that there is no legal requirement to use one and the fact that we are available Mortgage Broker

Free Mortgage Comparisons

Mortgage Comparisons – Where Can I see a Free Mortgage Calculator? Here at The Mortgage Brain we offer you the chance to make mortgage comparisons for free. Simply run the calculator to see what mortgage rates are out there right now and how they compare with other lenders. It’s important to know what rates are Free Mortgage Comparisons

First Time Buyers Mortgage

Are You a First-Timer? If you are looking for a first time buyers mortgage deal and you find yourself wondering how much money you will need to purchase your first home then this might just be the information you have been looking for. Here, we’ll take you through the process of buying your first home. First Time Buyers Mortgage

Self Employed Mortgage

Can I get a mortgage if I’m self-employed? This is still a commonly asked question. The answer is a resounding YES. Gone are the days when the words self employed and mortgage seemed like a contradiction. But Surely It’s Harder to Get a Mortgage if I am Self Employed If you are self employed, it Self Employed Mortgage


Remortgage? Renovations and Add-Ons Remortgage is a term that you’ll hear a lot. Why? Because a remortgage allows you the flexibility to do what you want with your home. It’s a way of making it just the way that you want it. You don’t have to move in order to benefit from a new loft Remortgage

Re-Mortgaging in 2020

Re-Mortgaging to Renovate Instead of Buying Another Home Are you wondering whether buying a new house right now is the right move? You might want to consider doing some work on the home that you have. Perhaps there is scope for an extension, a new bedroom, a loft conversion or a conservatory. Often we over-look Re-Mortgaging in 2020

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Excellent service, highly recommended. Great communicators and very helpful for us as first-time buyers.
Always there to help with helpful and honest advice, would recommend to anyone. We are first time buyers and they really helped with simplifying all the jargon and giving us great advice.
Chris M
Great communication and customer service throughout the process.
A very helpful, trustworthy and straight,-talking service that got us the result we wanted.
First time buyer
Very informative personnel, happy to help and easy to communicate with. I would definitely recommend.
Excellent service! Couldn't ask for.more. thank you so much !!
Mr&Mrs Martin
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