Accident, sickness
& unemployment

How will you pay your bills if can’t work?

If you have an accident, serious illness or find yourself without a job, how long could you keep your life together? Having payment protection insurance in place will help you get back on your feet, providing you with another income when you’ve lost yours.

To speak to one of our team and get your family protected today for tomorrow

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You can have full accident sickness and unemployment cover, or just standalone unemployment cover.

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These policies are less comprehensive than Income Protection cover, they cover you for a maximum period of two years for a monthly benefit amount which can be a maximum of up to 75% of your annual salary. It can be used to ensure that if you are off work due to accident, sickness or unemployment that your mortgage payment is covered.

There will normally be a deferred period attached to the policy which will be the length of time you will wait before the monthly benefit is paid.

A lot like the Income Protection cover this will depend on any sick benefits you get through work if you are applying for the accident and sickness element of the cover.

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It’s our first time to use The Mortgage Brain and they did not disappoint! What a brilliant team. They will guide you all throughout the process, which is very helpful to us as first-time buyers. They are quick and responsive to emails, transparent, and very efficient. Amazing customer service. Special thanks to Liam, Kaitlin and Chloe for making all things smooth for us.

The company and the staff are among the very few people I have dealt with whom I won't hesitate to recommend to family and friends. Darren and Laura are always ready to answer any questions and when they are not sure, always try to find it for you. They made my house buying journey so smooth and effortless and for that am grateful. I will recommend them at heart beat.

Really helpful throughout the process of buying our first home. We had no problems and all went smoothly. We also arranged some insurances through them but felt that this part has been less smooth for some of these and we are still waiting for some of these to be sorted. However, when contacting them about this we have always had fairly prompt replies.

Excellent service all round. Sarah listened to my requirement and matched it up perfectly to the proposal she sent across. The price was competitive and beat my existing provider, but still had all the existing benefits and more. She kept me informed at every step of the process and the end to end process from enquiry was speedy and efficient. I can't recommend them enough!

Accident, sickness
& unemployment

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Accident, sickness& unemployment

Arrange a callback

Arrange a callback

Accident, sickness
& unemployment