Accident, sickness
& unemployment

How will you pay your bills if can’t work?
If you have an accident, serious illness or find yourself without a job, how long could you keep your life together? Having payment protection insurance in place will help you get back on your feet, providing you with another income when you’ve lost yours.

To speak to one of our team and  get your family protected today for tomorrow

You can have full accident sickness and unemployment cover, or just standalone unemployment cover.
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These policies are less comprehensive than Income Protection cover, they cover you for a maximum period of two years for a monthly benefit amount which can be a maximum of up to 75% of your annual salary. It can be used to ensure that if you are off work due to accident, sickness or unemployment that your mortgage payment is covered.

There will normally be a deferred period attached to the policy which will be the length of time you will wait before the monthly benefit is paid.
A lot like the Income Protection cover this will depend on any sick benefits you get through work if you are applying for the accident and sickness element of the cover.
What our happy customers say about
The Mortgage Brain
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I would not go anywhere else for a mortgage deal. Enzo gets me the best deal every time I visit and provides a service that is second to none.

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Excellent service, highly recommended. Great communicators and very helpful for us as first-time buyers.

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Always there to help with helpful and honest advice, would recommend to anyone. We are first time buyers and they really helped with simplifying all the jargon and giving us great advice.

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Great communication and customer…

Great communication and customer service throughout the process.

Customer

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First time buyer

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Excellent service!
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