No matter your age, you never know when you might find yourself facing a critical illness, meaning you can’t work. Critical illness insurance pays out a lump sum to substantially ease any financial worries for you and your family.
If you’re diagnosed with a covered illness such as cancer, stroke, or a heart attack, your plan might pay a lump-sum benefit directly to you, to use however you choose.
To speak to one of our team and get your family protected today for tomorrow.
Heart and circulatory diseases cause more than a quarter (27 per cent) of all deaths in the UK. That’s more than 160,000 deaths each year – or one death every three minutes.
Every two minutes someone in the UK is diagnosed with cancer. There are more than 166,000 cancer deaths in the UK every year.
(if the condition was specified in your policy, and you survive generally for 30 days from the date of diagnosis);
Legal & General claims statistics, 2015
If you suffered a critical illness, having a lumps sum payment would help to focus all your energies on recovery, without the additional worry about your finances?
Perhaps you may want to have enough to pay off the mortgage, or alternatively you may decide to opt for less cover (meaning a lower premium too), but still have enough to see you through the initial couple of years as you recover.