Illness Cover

What will a critical illness mean for your family and your finances?

No matter your age, you never know when you might find yourself facing a critical illness, meaning you can’t work. Critical illness insurance pays out a lump sum to substantially ease any financial worries for you and your family.

If you’re diagnosed with a covered illness such as cancer, stroke, or a heart attack, your plan might pay a lump-sum benefit directly to you, to use however you choose.

To speak to one of our team and get your family protected today for tomorrow.

3 of the critical illnesses most claimed on are
Heart Attack
0 %

Heart and circulatory diseases cause more than a quarter (27 per cent) of all deaths in the UK. That’s more than 160,000 deaths each year – or one death every three minutes.

The British Heart Foundation March 20121

Every two minutes someone in the UK is diagnosed with cancer. There are more than 166,000 cancer deaths in the UK every year.

Cancer research
Fortunately, a specific product exists to cover a wide range of serious illnesses – Critical Illness cover.
This is designed to pay out a lump sum

(if the condition was specified in your policy, and you survive generally for 30 days from the date of diagnosis);

thereby easing a lot of the immediate financial worries for you and your family during which will be a difficult time.
Sadly, the average age of critical illness claimants from one insurer, for example, was 46.
Legal & General claims statistics, 2015
You may get some sick pay from your employer which will act as a buffer for you in the interim, after that you would have to claim state benefit of limited value.
If you are self-employed you will not get any sick pay and will be surviving on state benefits if you have no critical illness cover in place.
Focus on recovery

If you suffered a critical illness, having a lumps sum payment would help to focus all your energies on recovery, without the additional worry about your finances?

You can decide the level of cover you require at the outset, should you need to claim.

Perhaps you may want to have enough to pay off the mortgage, or alternatively you may decide to opt for less cover (meaning a lower premium too), but still have enough to see you through the initial couple of years as you recover.

What our happy customers say about
The Mortgage Brain
Great work, great mortgage deal

I would not go anywhere else for a mortgage deal. Enzo gets me the best deal every time I visit and provides a service that is second to none.

Steve, Gloucester

Excellent service

Excellent service, highly recommended. Great communicators and very helpful for us as first-time buyers.



Always there to help with helpful and honest advice, would recommend to anyone. We are first time buyers and they really helped with simplifying all the jargon and giving us great advice.

Chris M

Great communication and customer…

Great communication and customer service throughout the process.


Highly recommended

A very helpful, trustworthy and straight,-talking service that got us the result we wanted.

First time buyer

Well rounded company

Very informative personnel, happy to help and easy to communicate with. I would definitely recommend.


Excellent service!

Excellent service!
Couldn’t ask for.more. thank you so much !!

Mr&Mrs Martin
mortgage search
Can’t find what you are looking for?
You can call one of our expert Mortgage & Insurance advisers anytime on 0333 340 8888 or