Family
Income Benefit

If the unthinkable happened and you died tomorrow, how would your family survive financially?

Family Income Benefit provides a regular, monthly or annual, tax-free payment for your loved ones left behind. Often covering a 10 or 20-year term it’s usually designed to keep paying out until your children have grown up so you have complete peace of mind that your family with be protected.

To speak to one of our team and get your family protected today for tomorrow

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The cost of raising a child to the age of 18 is £184,392

Legal & General
statistics 2015

If you think this may not add up to much, then consider the findings from an LV= survey that looked at the cost of raising a child to the age of 21. This stands at over £229,000 – equating to more than £200 per week!

It’s a pretty sobering figure should an income stream end due to an untimely death.

If you’re a parent, then it may make sense to have in place a specific plan to help meet the needs of the children, in addition to any general life cover you may have.

That’s why it’s well-suited to those with young families, as the idea is that it should be arranged to pay out until the children have grown up, so it’s often taken out over a 10 to 20-year term, or whatever is appropriate in your circumstances. Although, please note that this type of policy has no cash-in value at any stage.

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Really helpful throughout the process of buying our first home. We had no problems and all went smoothly. We also arranged some insurances through them but felt that this part has been less smooth for some of these and we are still waiting for some of these to be sorted. However, when contacting them about this we have always had fairly prompt replies.

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FamilyIncome Benefit

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Family
Income Benefit