Find the best family income benefit for you and your loved ones…
What is family income benefit?
Family Income Benefit is a type of life insurance that provides a regular, monthly or annual, tax-free payment for your loved ones left behind if you die or are diagnosed with a terminal illness.
Often covering a 10 or 20-year term it’s usually designed to keep paying out until your children have grown up so you have complete peace of mind that your family with be protected and can be taken out in addition to any general life cover you may have. It has no cash-in value at any stage.
Frequently asked questions
What is the difference between family income benefit and income protection?
Family income benefit will provide a monthly income for your loved ones after you have died for a set period of time whereas income protection pays monthly payments to cover your income when you are unable to work.
What is the maximum age for family income benefit?
The maximum age for family income benefit to start is usually 64 years of age finishing at 70. The minimum age for cover to start 18.
Can family income benefit be paid as a lump sum?
No. The benefit is only ever paid as a monthly income until the end of the term.
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