Life Cover

Life insurance will protect your family from the unexpected today

Having life cover in place gives your loved ones financial protection when you die. Leaving a lump sum behind can pay off your mortgage and as well as supporting your family financially to maintain their living standards.

To speak to one of our team and  get your family protected today for tomorrow

Life cover is generally set up to ensure that your mortgage can be paid off.
Ideally you may want to exceed that amount to also make sure that there are some funds available for those left behind, enabling them to get through a difficult, emotional and financial period as painlessly as possible.
At The Mortgage Brain we highly recommend our clients have life cover in place. We will tailor the quote to suit your budget and needs once we have discussed your cover requirement in more detail.

All information will be dealt with in confidence. We also take into account any employee benefits such as Death in Service and include these as part of your sums so you only have the cover in place that you require.

Trusts
When you set up life cover, you can also consider placing the policy in trust, as it will help ensure that the proceeds are paid out speedily to the beneficiaries that you have chosen.

It could also potentially enable you to ring-fence any
pay-outs to help reduce a future inheritance tax liability.