We are the foster carer
mortgage specialists

“The mortgage brain provided an excellent service at a fantastic price. Most lenders wont entertain foster carers as they don’t understand how their income works. Without Marcus at the mortgage brain quite simply we wouldn’t have found a mortgage at all. Very pleased and very grateful. Could not recommend more highly.”

Julian Morgan

We understand the challenges faced by Foster Carers when it comes to securing a mortgage.

Working across the whole of the market, our advisers have established working relationships with lenders to ensure that 100% of the fostering income can be used.

We offer outstanding customer service and it is our commitment to support you throughout the mortgage process from application through to completion.

Speak to one of our fully qualified and friendly advisers today on 0800 987 1700.
We're here to take your call.

We’ve helped hundreds of Foster Carers to find the best mortgage
  • Get instant access to the best rates and mortgage terms
  • We understand the challenges of securing a mortgage
  • Working in partnership with The Fostering Network
  • 100% of your fostering income counted
  • Fully qualified, friendly advisers
  • Stress-free application process
  • Outstanding customer service

Frequently asked questions

You need to have been a Foster Carer for a minimum of six consecutive months.

We work alongside lenders that will accept 100% of your income as a Foster Carer.

Evidencing your income will depend on which lender best suits your needs. The good news is that we will never ask to see your accounts, which is often a stumbling block for Foster Carers when obtaining a mortgage.

Put simply, yes. Our advisers have a wealth of experience working with foster carers. The types of income they have encountered include respite care, short- term placements, long- term placements, special guardianship, right through to adoption. They truly understand how your income works.

Apply for a Foster Carer mortgage today, speak to our fully qualified and friendly advisers now
0800 987 1700

What our Foster Carer clients say