Self Employed Mortgages
Why choose a Mortgage Specialist to find you a mortgage?
Have you always believed that being self-employed would make it harder or even near impossible for you to obtain a mortgage?
We work with lenders who have a better understanding of the self-employed payment structure. Using their standard multiplier on your annualised earnings we can determine the maximum amount they will lend you.
Although since the credit crunch we are now governed by tighter regulations, obtaining a mortgage is still achievable.
How can we help you?
If you have just become self-employed or have less than 3 years' accounts, the good news is, it's still possible for you to apply for a mortgage. The process is simple and can often quicker than those who are employed as all you need to supply is:
- A signed copy of your current contract, displaying your rate
- An up-to-date copy of your CV confirming your employment history
- The last 3 months bank statements confirming your contract earnings
- Proof of ID, passport, utility bill or driving license
Call one of our experienced advisors who will be happy to talk you through the process. You might have that mortgage sooner than you thought.