Self Employed Mortgages

You’ll need a Mortgage Specialist to find you the best self-employed mortgage

We work with numerous lenders, with many of them having a better understanding of self-employed income sources. We can discuss your scenario with these lenders to establish your affordability based on your types of income.

Although since the credit crunch we are now governed by tighter regulations, obtaining a self-employed mortgage is still achievable.

How can we help you?

If you have just become self-employed or have less than 2 years’ accounts, the good news is, it’s still possible for you to apply for a mortgage. And we can help.

The process is simple and not too dissimilar to the employed applicant process:

A signed copy of your current contract, displaying your rate

An up-to-date copy of your CV confirming your employment history

The last 3 months’ bank statements confirming your contract earnings

Proof of ID, passport, utility bill or driving licence

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It’s our first time to use The Mortgage Brain and they did not disappoint! What a brilliant team. They will guide you all throughout the process, which is very helpful to us as first-time buyers. They are quick and responsive to emails, transparent, and very efficient. Amazing customer service. Special thanks to Liam, Kaitlin and Chloe for making all things smooth for us.

The company and the staff are among the very few people I have dealt with whom I won't hesitate to recommend to family and friends. Darren and Laura are always ready to answer any questions and when they are not sure, always try to find it for you. They made my house buying journey so smooth and effortless and for that am grateful. I will recommend them at heart beat.

Really helpful throughout the process of buying our first home. We had no problems and all went smoothly. We also arranged some insurances through them but felt that this part has been less smooth for some of these and we are still waiting for some of these to be sorted. However, when contacting them about this we have always had fairly prompt replies.

Excellent service all round. Sarah listened to my requirement and matched it up perfectly to the proposal she sent across. The price was competitive and beat my existing provider, but still had all the existing benefits and more. She kept me informed at every step of the process and the end to end process from enquiry was speedy and efficient. I can't recommend them enough!

Self Employed Mortgages

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