Accord adds 90% LTV new build products in relaunch

Having pulled products from the market after the mini budget in September, Accord Mortgages has relaunched its 90% LTV new build product range – along with options for the Deposit Unlock scheme. With help to buy nearing its end, the focus is starting to shift to alternative schemes to help buyers get onto the ladder. After a month of real volatility, a cautious wave of product re-launches from a variety of lenders are positive signs that the market is starting to stabilise.

Having already returned to the buy-to-let market in October, Accord have continued their relaunches with a return to the residential market. As things begin to stabilise, the lender’s new build products return in the form of 90% LTV products.

With Help to Buy ending, the lender has also included options for the Deposit Unlock scheme as an alternative for first-time buyers looking to secure a new home with a 5% deposit. With the cost-of-living crisis making it harder for potential buyers to save, the scheme could grow in popularity significantly in the coming months. Accord Mortgages managing director Jeremy Duncombe says: “Our sensible and phased return to market means we’re now in a position to start lending again with a wider range of mortgages, which I’m sure will be welcome news to brokers and their clients, particularly those with the smallest deposits.

“As a responsible lender, we’ve carefully monitored the market and maintained our currently excellent service levels to make sure brokers continue to receive the quality of service they expect from us.”

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