The return of physical valuations across England has enabled lenders to re-introduce higher loan-to-value lending, with many now offering 90% and 95% products. This is good news for those consumers looking to take advantage of the current Help to Buy scheme which ends in March 2021.
While a new scheme will replace the current Help to Buy offering, it will be restricted to first-time buyers and have regional price caps. The new scheme will run from April 2021 to March 2023.
The Mortgage Brain
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GLOUCESTER
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The Mortgage Brain is a trading style of Elmco Ltd which is authorised and regulated by the Financial Conduct Authority (FCA). Our Financial Services Registration number is: 445887. ©The Mortgage Brain 2013 – Registered in England No 04821075, HATS Gloucester Ltd, 162 Hucclecote Road, Hucclecote, Gloucester, GL3 3SH.
We do not charge a fee for a mortgage consultation. There may be a fee for arranging your mortgage. The precise amount depends on your circumstances. However, it will be no more than £495 or 1% of the advance-whichever is greater. Your home may be repossessed if you do not keep up repayments on your mortgage The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. www.fca.org.uk
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