Instant, stress-free mortgage advice for your new build home with Linden Homes

Back to Linden Homes
Linden Homes - Redlands Grove
Linden Homes Mortgage Partner
New build developer mortgages
Secure your mortgage for a brand-new home. Book a 30-minute no obligation fact-finding appointment with one of our new build advisers.
Book appointment now

How much can you afford to borrow?

If you would like to know how much you could possibly afford to borrow, use our calculator below.

About your income...

Are you applying for a single or joint mortgage?

Based on your yearly income, you may be able to borrow:

£0
Most lenders will let you borrow 3.5 times your annual salary so, as long as you have a standard 10% deposit, you should be able to borrow this much.
£0
Depending on your personal circumstances, some lenders may let you borrow 4 – 4.5 times your salary.
£0
Lenders usually cap the amount they lend at 5 times your salary, so it’s unlikely you’ll be able to borrow more than this.
Get your quote now!
This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The information provided by the calculator does not constitute a formal mortgage offer.

Some current top new-build mortgage deals

Here are some of today's best mortgage deals, based on a new-build home mortgage, borrowing £170,000 at an LTV of 70% over 25 years.
£1,356.41
Initial monthly payment
5 year Fixed
Initial rate
4.23%
Total fees
£1,014.00
Follow on rate
8.74%
APRC
7%
Initial period cost
£82,856.01

5 Year Fixed £899 Fee Purchase [dev only]

Standard variable rate 8.74% | Lender arrangement fee £899.00 | Total fees £1,014.00 | Early repayment charge applies until 31-Mar-2029

Your rate of 4.23% will last for the first 61 months of your mortgage (the initial period). During that period you’ll be charged £1,356.41 a month. After that, you’ll switch to the Barclays Bank’s standard variable rate (SVR) of 8.74%

£1,358.53
Initial monthly payment
5 year Fixed
Initial rate
4.25%
Total fees
£1,079.00
Follow on rate
7.99%
APRC
6.7%
Initial period cost
£81,576.80

5 Year Fixed £999 Fee Purchase [dev only]

Standard variable rate 7.99% | Lender arrangement fee £999.00 | Total fees £1,079.00 | Early repayment charge applies until 5 years

Your rate of 4.25% will last for the first 60 months of your mortgage (the initial period). During that period you’ll be charged £1,358.53 a month. After that, you’ll switch to the Nationwide BS’s standard variable rate (SVR) of 7.99%

£1,362.56
Initial monthly payment
5 year Fixed
Initial rate
4.26%
Total fees
£1,516.00
Follow on rate
6.99%
APRC
6.1%
Initial period cost
£84,495.72

Intermediary 5 Year Fixed £1499 Fee Purchase C/A Premier Standard [dev only]

Standard variable rate 6.99% | Lender arrangement fee £1,499.00 | Total fees £1,516.00 | Early repayment charge applies until 30-Apr-2029

Your rate of 4.26% will last for the first 62 months of your mortgage (the initial period). During that period you’ll be charged £1,362.56 a month. After that, you’ll switch to the HSBC’s standard variable rate (SVR) of 6.99%

Why choose The Mortgage Brain?

No broker fees

Free independent mortgage advice

Access to the latest rates

Exclusive deals

The preferred mortgage broker of Linden Homes

What our customers have to say...

New build developer mortgages

Don't waste time searching for mortgage deals. Discover what you can actually afford by booking your no-obligation appointment today.

Book appointment now