Friendly teams, outstanding customer service to get your mortgage deal done.

Welcome to The Mortgage Brain

the stress-free way to find the best mortgage for you

Whether you’re a first-time buyer, a second or third stepper, looking to refinance your current property or a buy-to-let investor, as brokers we have over 30 years’ experience helping our customers find the best mortgage. Our unique Mortgage Search System is continually updated with the latest offers from the widest range of lenders, so that we can rapidly locate the best deal to suit your individual circumstances and wishes.

How much can you afford to borrow?

Enter a few details into our calculator below, and find out how much you may be able to borrow for your mortgage.

About your income

Are you applying for a single or joint mortgage?

Single Joint

What is your income

Do you receive a regular bonus? If so, how much is this per year?

Based on your yearly income, you may be able to borrow:

£0

£0Most lenders will let you borrow 3.5 times your annual salary so, as long as you have a standard 10% deposit, you should be able to borrow this much.

£0Depending on your personal circumstances, some lenders may let you borrow 4 – 4.5 times your salary.

£0Lenders usually cap the amount they lend at 5 times your salary, so it’s unlikely you’ll be able to borrow more than this.

Most lenders will let you borrow 3.5 times your annual salary so, as long as you have a standard 10% deposit, you should be able to borrow this much.

Depending on your personal circumstances, some lenders may let you borrow 4 – 4.5 times your salary.

Lenders usually cap the amount they lend at 5 times your salary, so it’s unlikely you’ll be able to borrow more than this.

Mortgage quote

This calculator is an estimation of how much you may be able to borrow. If you’re ready to take the next step, click the Mortgage Quote button above.

Check out the latest best buys on the mortgage market

The deals below are updated as the market changes. If you cant find something suitable, simply request a call back and one of our experts will be in touch soon.

Based on a purchase price of £250,000 with a LTV of 75% requiring a mortgage of £187,500. Terms and Conditions apply, and rates can vary depending on your personal circumstances

First Time Buyer

Insurance

Remortgaging

Foster Care

New Build

Mortgages

Adverse Credit

Contractor Mortgages

Find the best mortgage deals, try out our calculator today

Mortgage calculator

It’s our first time to use The Mortgage Brain and they did not disappoint! What a brilliant team. They will guide you all throughout the process, which is very helpful to us as first-time buyers. They are quick and responsive to emails, transparent, and very efficient. Amazing customer service. Special thanks to Liam, Kaitlin and Chloe for making all things smooth for us.

The company and the staff are among the very few people I have dealt with whom I won't hesitate to recommend to family and friends. Darren and Laura are always ready to answer any questions and when they are not sure, always try to find it for you. They made my house buying journey so smooth and effortless and for that am grateful. I will recommend them at heart beat.

Really helpful throughout the process of buying our first home. We had no problems and all went smoothly. We also arranged some insurances through them but felt that this part has been less smooth for some of these and we are still waiting for some of these to be sorted. However, when contacting them about this we have always had fairly prompt replies.

Excellent service all round. Sarah listened to my requirement and matched it up perfectly to the proposal she sent across. The price was competitive and beat my existing provider, but still had all the existing benefits and more. She kept me informed at every step of the process and the end to end process from enquiry was speedy and efficient. I can't recommend them enough!

Welcome to The Mortgage Brain

the stress-free way to find the best mortgage for you

How much can you afford to borrow?

Check out the latest best buys on the mortgage market

Arrange a callback