Let us find your perfect mortgage this Autumn...

Welcome to The Mortgage Brain

the stress-free way to find the best mortgage for you

easy mortgage finder

Whether you’re a first-time buyer, a second or third stepper, looking to refinance your current property or a buy-to-let investor, as brokers we have over 30 years’ experience helping our customers find the best mortgage. Our unique Mortgage Search System is continually updated with the latest offers from the widest range of lenders, so that we can rapidly locate the best deal to suit your individual circumstances and wishes.

How much can you afford to borrow?

Enter a few details into our calculator below, and find out how much you may be able to borrow for your mortgage.
About your income
Are you applying for a single or joint mortgage?
Based on your yearly income, you may be able to borrow:
£0
£0
£0
£0Most lenders will let you borrow 3.5 times your annual salary so, as long as you have a standard 10% deposit, you should be able to borrow this much.
£0Depending on your personal circumstances, some lenders may let you borrow 4 – 4.5 times your salary.
£0Lenders usually cap the amount they lend at 5 times your salary, so it’s unlikely you’ll be able to borrow more than this.
Most lenders will let you borrow 3.5 times your annual salary so, as long as you have a standard 10% deposit, you should be able to borrow this much.
Depending on your personal circumstances, some lenders may let you borrow 4 – 4.5 times your salary.
Lenders usually cap the amount they lend at 5 times your salary, so it’s unlikely you’ll be able to borrow more than this.
This calculator is an estimation of how much you may be able to borrow. If you’re ready to take the next step, click the Mortgage Quote button above.

Check out the latest best buys on the mortgage market

The deals below are updated as the market changes. If you cant find something suitable, simply request a call back and one of our experts will be in touch soon.

Latest mortgage best buys
Initial rate %
Overall cost for comparison
4.51%
then 8.74% (variable)
7.1%
APRC
4.51%
then 8.74% (variable)
7.1%
APRC
4.51%
then 9.49% (variable)
7.4%
APRC
Interested in receiving our weekly mortgage best buys?
Latest remortgage best buys
Initial rate %
Overall cost for comparison
4.61%
then 6.79% (variable)
6.3%
APRC
4.69%
then 7.6% (variable)
6.6%
APRC
4.69%
then 8.04% (variable)
6.9%
APRC
Interested in receiving our weekly remortgage best buys?
Latest buy to let best buys
Initial rate %
Overall cost for comparison
4.34%
then 8.99% (variable)
9.1%
APRC
4.49%
then 8.99% (variable)
8.8%
APRC
4.59%
then 8.24% (variable)
7.2%
APRC
Interested in receiving our weekly buy-to-let best buys?
Based on a purchase price of £250,000 with a LTV of 75% requiring a mortgage of £187,500. Terms and Conditions apply, and rates can vary depending on your personal circumstances
Find the best mortgage deals, try out our calculator today
Cant find what you are looking for?
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You can call one of our expert Mortgage & Insurance advisers anytime on
0333 340 8888
or