Buildings and Contents Insurance
Your house purchase is likely to be the largest asset you will ever own and therefore it is vital that you ensure you have adequate protection in place. Buildings and Contents is important as if your home was to be involved in a house fire or you were burgled how would you replace your belongings and home?
We also offer additional extra's such as:
- Legal Protection
- Home Emergency Cover
- Accidental Damage
- Personal Possessions
We can also ensure that any valuable items that are worth over £1500 are properly insured for you giving you that extra piece of mind.
It is a requirement of your mortgage that you have Buildings Cover in place and your solicitor will need a copy of your policy document in order to complete on your purchase. Buildings cover is needed from the point of exchange as this is when you will become liable for the property.
If you are purchasing a New Build it will be needed from the point of completion as you will be covered from exchange by the builders.
We advise that you start looking at your Buildings and contents cover as soon as you can to ensure you have the time to look through any quotes in detail and have the cover in place ready for exchange/completion.
We offer you three differing levels of cover with a company called Paymentshield, we have the Bronze cover which is basic up to the Gold cover which includes all the above extra's. At the Mortgage Brain we want to ensure our clients are properly protected. We offer advice on the Buildings and Contents cover and as Paymentshield have a panel of 9 leading insurers that we search through we get very competitive quotes and so can save you money too.
Call us on 0333 340 8899 to get a quote or find out more Buildings and Contents Insurance.
As with all insurance policies, terms, conditions and exclusions will apply.