First Time Buyers
Buying your first home can be an exciting yet daunting experience. Our advisers will talk you through the mortgage application process and the different government schemes available to you. You will also be assigned your own dedicated mortgage administrator who will keep you up to date at every step of the application process through to completion.
For people buying in a London borough, the government will lend you up to 40% of the purchase price of your newly built home, you will only need a 5% cash deposit and a 55% mortgage to make up the rest.
Take a look at our London Help to Buy Guide
You can buy a share of your home between 25% and 75% of the home’s value with a mortgage and you pay rent on the remaining share. You will then be able to buy further shares when you can afford to.
Take a look at our Shared Ownership Guide
The Help to Buy ISA scheme is no longer available for new savers. However, if you already have a
Help to Buy: ISA you can keep saving into your account until 30 November 2029 when accounts
will close to additional contributions. You must claim your bonus by 1 December 2030.
The Mortgage Brain
I would not go anywhere else for a mortgage deal. Enzo gets me the best deal every time I visit and provides a service that is second to none.
